FOR THE HOME YOU LOOK AFTER
Wind Mitigation Inspections in Central & South Florida
Your roof, shutters and other wind-resistant features tell part of your home’s story. A Wind Mitigation Inspection records the features your insurer reviews for eligible credits.
Led by Fred Rodrigues, Certified Master Inspector®A closer look at the scope
WHAT THIS HELPS YOU DO
Give your home’s improvements a record.
Turn accessible construction details and available installation records into useful insurance documentation.
See what is verified
Understand which roof and opening-protection features appear on the report, including any details that could not be verified.
Put records to work
Roof permits and window or shutter documentation can support the features observed at the property.
Review eligible credits
Share the report with your insurance agent. Your insurer decides which credits apply; the inspection does not guarantee savings or storm performance.
YOUR INSPECTION, STEP BY STEP
Evidence behind the features.
We combine accessible observations with supporting records for the inspection form.
Review available records
We look at relevant roof, window and shutter information you have supplied.
Examine the features
We review accessible roof construction, attachments, secondary water resistance and opening protection.
Record what is supported
The report documents verified features and limitations so your insurer can evaluate the evidence.
KNOW WHAT TO EXPECT
What the inspection covers
We look for evidence of the home’s wind-resistant features, using accessible observations and available records to support the inspection form.
Roof construction
Visible roof shape, coverings, and supporting documentation about the roof installation.
Roof-deck attachment and roof-to-wall connections
Accessible evidence of roof-deck attachment and roof-to-wall connections, with limitations recorded where areas cannot be reached.
Secondary water resistance
Available evidence of qualifying secondary water-resistance features when they can be verified.
Opening protection
Visible protection and available documentation for windows, doors, and other openings relevant to the inspection form.
Verified features, with access limits explained
Accessible evidence and supporting records determine what can be documented. Areas that cannot be reached are noted. Your insurer reviews the report and decides which features qualify for any credits.
A report documents observed and verified features. Your insurer determines eligibility, acceptance, and any premium credits. No discount or storm performance is guaranteed.
MAKE THE NEXT STEP USEFUL
Keep improvement records together.
Bring prior reports and later improvements into the same conversation with your insurance agent.
Gather what you already have
Keep prior reports, roof permits and window or shutter documents together. Tell us about later improvements and inaccessible areas; do not enter an unsafe attic or climb onto the roof to gather evidence.
BEFORE YOU BOOK
Wind Mitigation Inspection questions, answered.
Planning the visit, updating a report and understanding insurance credits.
Ask a question about this serviceHow long is a Wind Mitigation report valid?
Florida OIR states that the completed form can remain valid for up to five years if the structure has no material changes and the form contains no inaccuracies. Share your existing report and any later improvements with your insurance agent to find out what documentation the carrier needs.Florida OIR form guidance
Will this lower my insurance premium?
The report may document features your insurer considers for credits. The insurer decides whether they qualify and how they affect your policy. We cannot promise a particular discount.
Do I need a new report after replacing the roof?
A new roof can change the features documented in the old report, so that report may no longer describe the home accurately. An updated inspection can document the replacement and any qualifying features. Your insurance agent can confirm which updated report the carrier requires.
What if the attic cannot be accessed?
Tell us before the visit. An inaccessible area may limit which construction details can be verified, and that limitation will be documented.
Do I also need a 4 Point Inspection?
Only if your insurer also requires a 4 Point report. Wind Mitigation documents wind-resistant features; it does not replace the roof, electrical, plumbing and HVAC condition report. Both inspections can be requested together.
How much does a Wind Mitigation Inspection cost?
The published base rate is $175 for homes under 4,000 sq ft, $300 for 4,000–5,999 sq ft and $450 for 6,000–6,999 sq ft. A combo with a 4 Point Inspection starts at $275 for homes under 4,000 sq ft. Larger or multi-unit properties need a tailored quote; your property quote confirms the total.Get your property quoteView the price guide
IN OUR CLIENTS’ WORDS
What clients say about Damngood Inspection
Read the latest reviews from our Central and South Florida Google profiles.
Read client reviews using the Google location links above.
A LITTLE MORE CLARITY
Related inspection guidance.
Current Florida OIR wind mitigation form and guidance
Find the current form and ask your insurer how the documented features apply to your policy.
Compare your home and insurance reports
Separate home condition from insurance documentation.
Review the 4 Point Inspection scope
Understand the separate four-system insurance report.
How do wind features relate to insurance credits?
Know what to ask your insurer after receiving the report.
Meet your local team: Fred leads Central Florida and Scott leads South Florida.
Give your insurer a clearer picture.
Bring your roof and opening-protection records into the visit. Review your property quote and appointment details.